Lou Tompkins

Stop Harassing Collection Calls

California and Federal law require collection agents and creditors to stop contact by telephone or mail after receipt of a "stop contact" letter. The letter sent by you to each individual creditor or collection agent creates a legal duty upon them to cease contact. However such a letter may result in your creditor starting a formal collection by filing a lawsuit to obtain judgment. Most will just stop the collection... (posted by Lou 4 years 188 days ago.)

7 Costly Mistakes to Avoid - Rural Land Purchase - Build Your Dream Home

There are special considerations when buying rural land for development. Buyers often focus on the mortgage interest rates, fees and loan costs but in California there are many other pits to fall into. You could end up with a lot you can not build upon. You must know if the lot you are purchasing meets basic service requirements. There can be problems associated with road... (posted by Lou 4 years 213 days ago.)